Terms of Service

1. Acceptance of Terms

By accessing and using SpendSpace ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

SpendSpace is a personal finance management application that helps users track expenses, manage budgets, and analyze spending patterns. The service may include features such as transaction categorization, budget tracking, financial insights, and bank account integration.

3. User Accounts

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account

4. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as outlined in our Privacy Policy.

5. Financial Data Security

We use bank-level security measures to protect your financial information. All data is encrypted in transit and at rest. We partner with trusted financial data providers and never store your banking credentials directly.

6. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the Service
• Upload malicious code or content

7. Subscription and Billing

Some features of SpendSpace require a paid subscription. Subscription fees are billed in advance and are non-refundable. You may cancel your subscription at any time, and cancellation will take effect at the end of your current billing period.

8. Limitation of Liability

SpendSpace is provided "as is" without warranties of any kind. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Service.

9. Termination

We reserve the right to terminate or suspend your account at any time for violation of these Terms. Upon termination, your right to use the Service will cease immediately.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the new Terms.

11. Contact Information

If you have questions about these Terms, please contact us at:

Email: support@spendspace.app
Website: https://spendspace.io